Protecting your privacy is very important to us. We understand that you expect your personal information to be confidential and secure. This notice will help you understand what information we collect about you, how we use it and how we protect it.

In addition, this notice describes your right to prevent information from being shared with any affiliates or non-affiliates (under certain circumstances).

  1. INFORMATION WE COLLECT

    In connection with providing financial products or services to you, we collect nonpublic and personal information (“nonpublic personal information”). Nonpublic personal information is information that is not available from a public source.

    We obtain nonpublic personal information about you from the following sources:

    1. Information we receive from you on applications, loan and account forms;
    2. Information concerning your transactions with us, our affiliates or others; and
    3. Information we receive from third parties such as credit bureaus.

 

  1. INFORMATION WE DISCLOSE AND WHO WE SHARE IT WITH
    We do not disclose any nonpublic information about our customers or former customers to anyone, except as permitted by law.

 

  1. FORMER CUSTOMERS
    If you close your account(s) with us or you become an inactive customer, we will continue to adhere to the privacy practices described in this notice.

 

  1. OUR SECURITY PROCEDURES
    We restrict access to nonpublic personal information about you to our employees, agents and subcontractors who need this information to provide products and services to you. We maintain physical, electronic or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

 

  1. YOUR CHOICES REGARDING INFORMATION SHARING
    We are permitted under law to (and in some cases must) disclose nonpublic personal information to “nonaffiliated third parties” in certain circumstances. For example, we may disclose nonpublic personal information to process your transaction at your request, to control fraud and identity theft, to make certain information a matter of public record such as recording a mortgage, to credit bureaus and to government entities in response to such things as subpoenas. Other than these disclosures which are permitted by law or are authorized and directed by you to process your transaction with us we do not disclose and may not disclose nonpublic personal information without your consent.

 

  1. SMS / TEXTING
    If personal information is shared with any third parties for any of the above referenced purposes, no mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All OPT-IN requests include text messaging originator opt-in data and consent; this information will not be shared with third parties. SMS consent or phone numbers for the purpose of SMS communications are not shared.

    SMS will never be used for promotional services. At any time, you can text reply “STOP” to opt-out of future SMS messaging.